Investment Management

Here’s a fact that might make you pause: the average Canadian mutual fund charges a management fee of 2% or more. Over 20 years, that can eat up nearly half of your investment returns. At Sykora Financial, we believe you deserve better. Our investment philosophy is simple: manage market risk, keep fees low, and focus on long-term wealth building. Because when it comes to your money, every percentage point matters.

We’re not your typical financial planners. While others chase short-term gains or push expensive products, we take a smarter, more disciplined approach. Our goal? To help you grow and preserve your wealth—without unnecessary risk or fees.

What Sets Us Apart

Here’s how we do things differently:

• Low-Cost Index ETFs: Roughly 50-60% of a typical client’s portfolio is invested in broadly diversified, low-fee ETFs. Why? Because they’re cost-effective, transparent, and designed to deliver consistent returns over time.
• Tailored Strategies: For the remaining 40-50%, we use mutual funds, segregated funds, or alternative investments—but only when necessary to access asset classes or strategies that ETFs can’t provide.
• Fee-Based & Transparent: We’re committed to full transparency. Our unbundled fee structure ensures you know exactly what you’re paying—no hidden costs, no surprises.

The Sykora Advantage

When you work with us, you’re not just getting an investment manager—you’re getting a partner who puts your interests first. Here’s what that means for you:

• Lower Fees: Clients who transfer their assets to us often see reduced fees compared to banks or other advisors. Over time, those savings add up.
• Better Service: We’re here to answer your questions, explain your options, and provide personalized advice tailored to your goals.
• Long-Term Focus: We’re not interested in quick wins. We’re here to help you build wealth steadily and sustainably, no matter what the market does.

Products We Use

Our investment strategies are built on a foundation of quality products, including:

• Low-Fee ETFs: Cost-effective, diversified, and designed for long-term growth.
• Mutual Funds: Carefully selected to complement your portfolio and meet your objectives.
• Segregated Funds: A great option for those looking for added protection and estate planning benefits.
• Alternative Funds: For clients seeking exposure to unique asset classes or strategies.
• Guaranteed Investment Certificates (GICs): A safe, reliable option for preserving capital.

Ready to Take Control of Your Investments?

Whether you’re looking to grow your wealth, reduce fees, or simply get a second opinion on your existing portfolio, we’re here to help. At Sykora Financial, we believe investing should be simple, transparent, and focused on your long-term success.

Call our office today to schedule a conversation. Let’s work together to build a portfolio that works as hard as you do. Your financial future starts here.